EF Cactus provides practical business, regulatory and technical consultancy to banks and regulated financial-services businesses.
We work where regulation, business operations, products and technology meet — translating complex requirements into workable structures, processes, controls and systems.
Understand the domain → decompose the problem → engineer the solution → manage implementation → make the thing work.
EF Cactus combines financial-services domain knowledge with technical and systems expertise. We do not treat regulation, operations and technology as separate problems: we examine how they interact and build solutions that can operate effectively in practice.